< 返回北京银行
资产负债比率
| 类别 | 比率(占总资产%) | 2017 | 2018 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|---|
|
资产 |
现金与类现金(%) | 14.4/100 14.4 | 12.7/100 12.7 | 9.9/100 9.9 | 10.4/100 10.4 | 10.7/100 10.7 |
| 贵金属(%) | 0.0/100 0.0 | 0.0/100 0.0 | 0.0/100 0.0 | 0.0/100 0.0 | 0.0/100 0.0 | |
| 金融资产(%) | 12.5/100 12.5 | 12.7/100 12.7 | 6.7/100 6.7 | 8.0/100 8.0 | 7.6/100 7.6 | |
| 投资类资产(%) | 27.3/100 27.3 | 25.8/100 25.8 | 30.8/100 30.8 | 27.7/100 27.7 | 28.6/100 28.6 | |
| 贷款(%) | 44.6/100 44.6 | 47.4/100 47.4 | 51.4/100 51.4 | 52.5/100 52.5 | 53.2/100 53.2 | |
| 经营类资产(%) | 0.8/100 0.8 | 1.4/100 1.4 | 1.0/100 1.0 | 1.3/100 1.3 | 1.5/100 1.5 | |
|
负债 |
客户存款(%) | 54.5/100 54.5 | 53.9/100 53.9 | 56.5/100 56.5 | 57.1/100 57.1 | 56.4/100 56.4 |
| 其他负债(%) | 38.0/100 38.0 | 38.6/100 38.6 | 35.9/100 35.9 | 35.3/100 35.3 | 33.9/100 33.9 | |
|
股权 |
股东权益(%) | 7.6/100 7.6 | 7.5/100 7.5 | 7.6/100 7.6 | 7.6/100 7.6 | 9.7/100 9.7 |
三大财务比率
| 类别 | 财务比率 | 趋势 | 2017 | 2018 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|---|---|
| 资产质量 | 正常贷款比率(%) | 97.2,97.7,97.4,97.3,97.1 | 97.2 | 97.7 | 97.4 | 97.3 | 97.1 |
| 关注类贷款比率(%) | 1.6,0.9,1.3,1.1,1.5 | 1.6 | 0.9 | 1.3 | 1.1 | 1.5 | |
| 不良贷款比率(%) | 1.2,1.5,1.4,1.6,1.4 | 1.2 | 1.5 | 1.4 | 1.6 | 1.4 | |
| 不良贷款:次级(%) | 0.61,1.15,0.91,0.99,0.88 | 0.61 | 1.15 | 0.91 | 0.99 | 0.88 | |
| 不良贷款:可疑(%) | 0.5,0.11,0.29,0.35,0.35 | 0.50 | 0.11 | 0.29 | 0.35 | 0.35 | |
| 不良贷款:损失(%) | 0.14,0.2,0.21,0.23,0.21 | 0.14 | 0.20 | 0.21 | 0.23 | 0.21 | |
| 活期存款占比(%) | 56.0,54.2,53.0,50.5,46.7 | 56.0 | 54.2 | 53.0 | 50.5 | 46.7 | |
| 定期存款占比(%) | 44.0,45.8,47.0,49.5,53.3 | 44.0 | 45.8 | 47.0 | 49.5 | 53.3 | |
| 盈利能力 | ROA=资产收益率(%) | 0.8,0.8,0.8,0.7,0.7 | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 |
| ROE=净资产收益率(%) | 10.7,10.4,10.4,9.8,7.5 | 10.7 | 10.4 | 10.4 | 9.8 | 7.5 | |
| 净息差(%) | 1.6,1.7,1.9,1.9,1.8 | 1.6 | 1.7 | 1.9 | 1.9 | 1.8 | |
| 表外收入占比(%) | 21.0,16.0,11.2,9.9,9.0 | 21.0 | 16.0 | 11.2 | 9.9 | 9.0 | |
| 成本收入比(%) | 26.9,25.2,23.2,22.1,25.0 | 26.9 | 25.2 | 23.2 | 22.1 | 25.0 | |
| 抗风险能力 | 资本充足率(%) | 12.4,12.1,12.3,11.5,14.6 | 12.4 | 12.1 | 12.3 | 11.5 | 14.6 |
| 一级资本充足率(%) | 9.9,9.9,10.1,10.3,13.5 | 9.9 | 9.9 | 10.1 | 10.3 | 13.5 | |
| 流动性比率(%) | 41.3,55.9,62.5,60.3,71.8 | 41.3 | 55.9 | 62.5 | 60.3 | 71.8 | |
| 存贷比(%) | 84.9,91.0,94.6,95.7,98.5 | 84.9 | 91.0 | 94.6 | 95.7 | 98.5 | |
| 拨备覆盖率(%) | 265.6,217.5,224.7,216.0,210.2 | 265.6 | 217.5 | 224.7 | 216.0 | 210.2 | |
| 拨贷比(%) | 3.3,3.2,3.2,3.4,3.0 | 3.3 | 3.2 | 3.2 | 3.4 | 3.0 |
资产负债表
| 趋势 | 2018 | 2019 | 2020 | 2021 | 2022-03 | |
|---|---|---|---|---|---|---|
| 资产总计 | 2572865000000.0,2737040000000.0,2900014000000.0,3058959000000.0,3139910000000.0 | 2.57 万亿 | 2.74 万亿 | 2.9 万亿 | 3.06 万亿 | 3.14 万亿 |
| 流动资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 货币资金 | 214901000000.0,170708000000.0,171902000000.0,162810000000.0,169037000000.0 | 2.15 千亿 | 1.71 千亿 | 1.72 千亿 | 1.63 千亿 | 1.69 千亿 |
| 拆出资金 | 68787000000.0,82363000000.0,121304000000.0,157183000000.0,142279000000.0 | 6.88 百亿 | 8.24 百亿 | 1.21 千亿 | 1.57 千亿 | 1.42 千亿 |
| 客户资金存款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 交易性金融资产 | 49156000000.0,150353000000.0,199206000000.0,190111000000.0,221965000000.0 | 4.92 百亿 | 1.5 千亿 | 1.99 千亿 | 1.9 千亿 | 2.22 千亿 |
| 应收票据及应收账款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收票据 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收账款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 合同资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收股利 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收利息 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他应收款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 预付款项 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 存货 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其中:消耗性生物资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 待摊费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 划分为持有待售的资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 一年内到期的非流动资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他流动资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 非流动资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 债权投资 | 0.0,680684000000.0,654885000000.0,654774000000.0,640885000000.0 | -- | 6.81 千亿 | 6.55 千亿 | 6.55 千亿 | 6.41 千亿 |
| 其他债权投资 | 0.0,144557000000.0,131593000000.0,142173000000.0,140182000000.0 | -- | 1.45 千亿 | 1.32 千亿 | 1.42 千亿 | 1.4 千亿 |
| 持有至到期投资 | 228581000000.0,0.0,0.0,0.0,0.0 | 2.29 千亿 | -- | -- | -- | -- |
| 可供出售金融资产 | 234290000000.0,0.0,0.0,0.0,0.0 | 2.34 千亿 | -- | -- | -- | -- |
| 其他权益工具投资 | 0.0,1016000000.0,912000000.0,846000000.0,857000000.0 | -- | 10.16 亿 | 9.12 亿 | 8.46 亿 | 8.57 亿 |
| 其他非流动金融资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 投资性房地产 | 388000000.0,370000000.0,362000000.0,317000000.0,313000000.0 | 3.88 亿 | 3.7 亿 | 3.62 亿 | 3.17 亿 | 3.13 亿 |
| 长期股权投资 | 2325000000.0,2631000000.0,2840000000.0,3118000000.0,2812000000.0 | 23.25 亿 | 26.31 亿 | 28.4 亿 | 31.18 亿 | 28.12 亿 |
| 长期应收款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 固定资产 | 15799000000.0,17797000000.0,18502000000.0,18322000000.0,18200000000.0 | 1.58 百亿 | 1.78 百亿 | 1.85 百亿 | 1.83 百亿 | 1.82 百亿 |
| 工程物资 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 在建工程 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 固定资产清理 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | 0.0 元 | 0.0 元 | -- |
| 生产性生物资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 油气资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 无形资产 | 557000000.0,543000000.0,589000000.0,662000000.0,665000000.0 | 5.57 亿 | 5.43 亿 | 5.89 亿 | 6.62 亿 | 6.65 亿 |
| 其中:交易席位费 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 开发支出 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 商誉 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 长期待摊费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 递延所得税资产 | 12884000000.0,18144000000.0,24769000000.0,27355000000.0,28863000000.0 | 1.29 百亿 | 1.81 百亿 | 2.48 百亿 | 2.74 百亿 | 2.89 百亿 |
| 其他非流动资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 金融类资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 投资-贷款及应收款项 应收款项类投资 | 416909000000.0,0.0,0.0,0.0,0.0 | 4.17 千亿 | -- | -- | -- | -- |
| 结算备付金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其中:客户备付金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 存放同业 | 42356000000.0,19206000000.0,7413000000.0,7321000000.0,11448000000.0 | 4.24 百亿 | 1.92 百亿 | 74.13 亿 | 73.21 亿 | 1.14 百亿 |
| 贵金属 | 355000000.0,1091000000.0,764000000.0,622000000.0,439000000.0 | 3.55 亿 | 10.91 亿 | 7.64 亿 | 6.22 亿 | 4.39 亿 |
| 拆出资金 | 68787000000.0,82363000000.0,121304000000.0,157183000000.0,142279000000.0 | 6.88 百亿 | 8.24 百亿 | 1.21 千亿 | 1.57 千亿 | 1.42 千亿 |
| 衍生金融资产 | 262000000.0,274000000.0,304000000.0,211000000.0,492000000.0 | 2.62 亿 | 2.74 亿 | 3.04 亿 | 2.11 亿 | 4.92 亿 |
| 买入返售金融资产 | 43001000000.0,31595000000.0,32028000000.0,42691000000.0,25783000000.0 | 4.3 百亿 | 3.16 百亿 | 3.2 百亿 | 4.27 百亿 | 2.58 百亿 |
| 发放贷款和垫款 | 1218645000000.0,1406998000000.0,1521656000000.0,1627821000000.0,1701548000000.0 | 1.22 万亿 | 1.41 万亿 | 1.52 万亿 | 1.63 万亿 | 1.7 万亿 |
| 应收保费 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收代位追偿款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收分保账款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收分保未到期责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收分保未决赔款准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收分保寿险责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应收分保长期健康险责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 保户质押贷款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 定期存款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 存出保证金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 存出资本保证金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 独立账户资产 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他资产 | 23669000000.0,8710000000.0,10985000000.0,17101000000.0,28760000000.0 | 2.37 百亿 | 87.1 亿 | 1.1 百亿 | 1.71 百亿 | 2.88 百亿 |
| 负债合计 | 2378731000000.0,2528077000000.0,2678871000000.0,2761881000000.0,2836233000000.0 | 2.38 万亿 | 2.53 万亿 | 2.68 万亿 | 2.76 万亿 | 2.84 万亿 |
| 流动负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 短期借款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其中:质押借款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 交易性金融负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付票据及应付账款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付票据 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付账款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 合同负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付短期债券 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 预收款项 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付职工薪酬 | 2931000000.0,3655000000.0,3930000000.0,3790000000.0,3702000000.0 | 29.31 亿 | 36.55 亿 | 39.3 亿 | 37.9 亿 | 37.02 亿 |
| 应付股利 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应交税费 | 2199000000.0,4169000000.0,5065000000.0,3858000000.0,4434000000.0 | 21.99 亿 | 41.69 亿 | 50.65 亿 | 38.58 亿 | 44.34 亿 |
| 应付利息 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他应付款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他应付款(含利息和股利) | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 预提费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 递延收益 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 划分为持有待售的负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 一年内到期的非流动负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他流动负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 非流动负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 长期借款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付债券 | 405602000000.0,399562000000.0,383528000000.0,384003000000.0,369422000000.0 | 4.06 千亿 | 4.0 千亿 | 3.84 千亿 | 3.84 千亿 | 3.69 千亿 |
| 长期应付款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 长期应付职工薪酬 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 专项应付款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 预计负债 | 24000000.0,4967000000.0,5506000000.0,4501000000.0,5376000000.0 | 0.24 亿 | 49.67 亿 | 55.06 亿 | 45.01 亿 | 53.76 亿 |
| 递延所得税负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 长期递延收益 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他非流动负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 金融类负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 向中央银行借款 | 64112000000.0,91660000000.0,123044000000.0,127579000000.0,134139000000.0 | 6.41 百亿 | 9.17 百亿 | 1.23 千亿 | 1.28 千亿 | 1.34 千亿 |
| 同业及其他金融机构存放款项 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 衍生金融负债 | 154000000.0,327000000.0,388000000.0,229000000.0,599000000.0 | 1.54 亿 | 3.27 亿 | 3.88 亿 | 2.29 亿 | 5.99 亿 |
| 卖出回购证券款 | 21334000000.0,23091000000.0,17858000000.0,43674000000.0,4533000000.0 | 2.13 百亿 | 2.31 百亿 | 1.79 百亿 | 4.37 百亿 | 45.33 亿 |
| 吸收存款 | 1386006000000.0,1545130000000.0,1656149000000.0,1723837000000.0,1868194000000.0 | 1.39 万亿 | 1.55 万亿 | 1.66 万亿 | 1.72 万亿 | 1.87 万亿 |
| 代理买卖证券款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 代发行证券款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 存入保证金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 预收保费 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付手续费及佣金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付分保账款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付赔付款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 应付保单红利 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 保户储金及投资款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 未到期责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 未决赔款准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 寿险责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 长期健康险责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 独立账户负债 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他负债 | 66888000000.0,48840000000.0,38336000000.0,42087000000.0,50345000000.0 | 6.69 百亿 | 4.88 百亿 | 3.83 百亿 | 4.21 百亿 | 5.03 百亿 |
| 股东权益合计 | 194134000000.0,208963000000.0,221143000000.0,297078000000.0,303677000000.0 | 1.94 千亿 | 2.09 千亿 | 2.21 千亿 | 2.97 千亿 | 3.04 千亿 |
| 实收资本 | 21143000000.0,21143000000.0,21143000000.0,21143000000.0,21143000000.0 | 2.11 百亿 | 2.11 百亿 | 2.11 百亿 | 2.11 百亿 | 2.11 百亿 |
| 其他权益工具 | 17841000000.0,17841000000.0,17841000000.0,77831000000.0,77831000000.0 | 1.78 百亿 | 1.78 百亿 | 1.78 百亿 | 7.78 百亿 | 7.78 百亿 |
| 资本公积 | 43885000000.0,43885000000.0,43885000000.0,43882000000.0,43882000000.0 | 4.39 百亿 | 4.39 百亿 | 4.39 百亿 | 4.39 百亿 | 4.39 百亿 |
| 盈余公积 | 15637000000.0,17751000000.0,19888000000.0,22095000000.0,22095000000.0 | 1.56 百亿 | 1.78 百亿 | 1.99 百亿 | 2.21 百亿 | 2.21 百亿 |
| 未分配利润 | 61616000000.0,71431000000.0,82294000000.0,92902000000.0,100255000000.0 | 6.16 百亿 | 7.14 百亿 | 8.23 百亿 | 9.29 百亿 | 1.0 千亿 |
| 减:库存股 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他综合收益 | 1646000000.0,3357000000.0,1152000000.0,1866000000.0,1077000000.0 | 16.46 亿 | 33.57 亿 | 11.52 亿 | 18.66 亿 | 10.77 亿 |
| 一般风险准备 | 30682000000.0,31721000000.0,33016000000.0,35335000000.0,35335000000.0 | 3.07 百亿 | 3.17 百亿 | 3.3 百亿 | 3.53 百亿 | 3.53 百亿 |
| 交易风险准备 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 外币报表折算差额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 未确认投资损失 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 其他储备(公允价值变动储备) | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 专项储备 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 归属母公司股东权益合计 | 192450000000.0,207129000000.0,219219000000.0,295054000000.0,301618000000.0 | 1.92 千亿 | 2.07 千亿 | 2.19 千亿 | 2.95 千亿 | 3.02 千亿 |
| 少数股东权益 | 1684000000.0,1834000000.0,1924000000.0,2024000000.0,2059000000.0 | 16.84 亿 | 18.34 亿 | 19.24 亿 | 20.24 亿 | 20.59 亿 |
利润表
| 趋势 | 2018 | 2019 | 2020 | 2021 | 近12个月 | |
|---|---|---|---|---|---|---|
| 营业总收入 | 55488000000.0,63129000000.0,64299000000.0,66275000000.0,66632000000.0 | 5.55 百亿 | 6.31 百亿 | 6.43 百亿 | 6.63 百亿 | 6.66 百亿 |
| + 营业收入 | 55488000000.0,63129000000.0,64299000000.0,66275000000.0,66632000000.0 | 5.55 百亿 | 6.31 百亿 | 6.43 百亿 | 6.63 百亿 | 6.66 百亿 |
| + 利息收入 | 106460000000.0,111038000000.0,112553000000.0,114164000000.0,114462000000.0 | 1.06 千亿 | 1.11 千亿 | 1.13 千亿 | 1.14 千亿 | 1.14 千亿 |
| + 手续费及佣金收入 | 9494000000.0,8267000000.0,7794000000.0,6509000000.0,7262000000.0 | 94.94 亿 | 82.67 亿 | 77.94 亿 | 65.09 亿 | 72.62 亿 |
| + 代理买卖证券业务净收入 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 证券承销业务净收入 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 受托客户资产管理业务净收入 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 已赚保费 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 保险业务收入 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 分保费收入 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 其他营业收入 | 159000000.0,142000000.0,129000000.0,169000000.0,136000000.0 | 1.59 亿 | 1.42 亿 | 1.29 亿 | 1.69 亿 | 1.36 亿 |
| 营业总成本 | 31900000000.0,37778000000.0,39763000000.0,40978000000.0,40945000000.0 | 3.19 百亿 | 3.78 百亿 | 3.98 百亿 | 4.1 百亿 | 4.09 百亿 |
| - 营业支出 | 31900000000.0,37778000000.0,39763000000.0,40978000000.0,40945000000.0 | 3.19 百亿 | 3.78 百亿 | 3.98 百亿 | 4.1 百亿 | 4.09 百亿 |
| - 退保金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 赔付支出 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 摊回赔付支出 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 提取保险责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 摊回保险责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 保单红利支出 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 分出保费 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 提取未到期责任准备金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 分保费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 业务及管理费 | 13978000000.0,14667000000.0,14192000000.0,16543000000.0,17369000000.0 | 1.4 百亿 | 1.47 百亿 | 1.42 百亿 | 1.65 百亿 | 1.74 百亿 |
| - 摊回分保费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 保险手续费及佣金支出 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 营业成本 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 利息支出 | 60907000000.0,61161000000.0,60948000000.0,62767000000.0,62979000000.0 | 6.09 百亿 | 6.12 百亿 | 6.09 百亿 | 6.28 百亿 | 6.3 百亿 |
| - 手续费及佣金支出 | 615000000.0,1179000000.0,1404000000.0,519000000.0,490000000.0 | 6.15 亿 | 11.79 亿 | 14.04 亿 | 5.19 亿 | 4.9 亿 |
| - 营业税金及附加 | 529000000.0,546000000.0,685000000.0,777000000.0,795000000.0 | 5.29 亿 | 5.46 亿 | 6.85 亿 | 7.77 亿 | 7.95 亿 |
| - 销售费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 管理费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 财务费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 利息费用(财务费用) | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 利息收入(财务费用) | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 研发费用 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 信用减值损失 | 17376000000.0,22547000000.0,24864000000.0,23522000000.0,0.0 | 1.74 百亿 | 2.25 百亿 | 2.49 百亿 | 2.35 百亿 | -- |
| - 资产减值损失 | 0.0,0.0,6000000.0,85000000.0,-797000000.0 | -- | -- | 6.0 百万 | 0.85 亿 | -7.97 亿 |
| - 其他营业成本 | 17000000.0,18000000.0,16000000.0,51000000.0,56000000.0 | 0.17 亿 | 0.18 亿 | 0.16 亿 | 0.51 亿 | 0.56 亿 |
| 非经营性净收益 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 公允价值变动净收益 | 455000000.0,56000000.0,-115000000.0,991000000.0,-35000000.0 | 4.55 亿 | 0.56 亿 | -1.15 亿 | 9.91 亿 | -0.35 亿 |
| + 投资净收益 | 281000000.0,5824000000.0,6239000000.0,7585000000.0,8169000000.0 | 2.81 亿 | 58.24 亿 | 62.39 亿 | 75.85 亿 | 81.69 亿 |
| + 对联营合营企业的投资收益 | 2000000.0,141000000.0,101000000.0,153000000.0,131000000.0 | 2.0 百万 | 1.41 亿 | 1.01 亿 | 1.53 亿 | 1.31 亿 |
| + 净敞口套期收益 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 汇兑收益 | 161000000.0,142000000.0,51000000.0,143000000.0,107000000.0 | 1.61 亿 | 1.42 亿 | 0.51 亿 | 1.43 亿 | 1.07 亿 |
| + 资产处置收益 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 其他收益 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 营业利润 | 23588000000.0,25351000000.0,24536000000.0,25297000000.0,25687000000.0 | 2.36 百亿 | 2.54 百亿 | 2.45 百亿 | 2.53 百亿 | 2.57 百亿 |
| + 营业外收入 | 79000000.0,117000000.0,86000000.0,128000000.0,166000000.0 | 0.79 亿 | 1.17 亿 | 0.86 亿 | 1.28 亿 | 1.66 亿 |
| - 营业外支出 | 145000000.0,321000000.0,188000000.0,247000000.0,188000000.0 | 1.45 亿 | 3.21 亿 | 1.88 亿 | 2.47 亿 | 1.88 亿 |
| - 非流动资产处置净损失 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 税前利润 | 23522000000.0,25147000000.0,24434000000.0,25178000000.0,25665000000.0 | 2.35 百亿 | 2.51 百亿 | 2.44 百亿 | 2.52 百亿 | 2.57 百亿 |
| - 所得税费用 | 3385000000.0,3556000000.0,2788000000.0,2786000000.0,2818000000.0 | 33.85 亿 | 35.56 亿 | 27.88 亿 | 27.86 亿 | 28.18 亿 |
| + 未确认的投资损失 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 净利润 | 20137000000.0,21591000000.0,21646000000.0,22392000000.0,22847000000.0 | 2.01 百亿 | 2.16 百亿 | 2.16 百亿 | 2.24 百亿 | 2.28 百亿 |
| 按经营持续性分类 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 持续经营净利润 | 20137000000.0,21591000000.0,21646000000.0,22392000000.0,0.0 | 2.01 百亿 | 2.16 百亿 | 2.16 百亿 | 2.24 百亿 | -- |
| 终止经营净利润 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 按所有权归属分类 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| 归属于母公司所有者的净利润 | 20002000000.0,21441000000.0,21484000000.0,22226000000.0,22681000000.0 | 2.0 百亿 | 2.14 百亿 | 2.15 百亿 | 2.22 百亿 | 2.27 百亿 |
| 少数股东损益 | 135000000.0,150000000.0,162000000.0,166000000.0,166000000.0 | 1.35 亿 | 1.5 亿 | 1.62 亿 | 1.66 亿 | 1.66 亿 |
| 综合收益总额 | 24135000000.0,22974000000.0,19441000000.0,23104000000.0,22637000000.0 | 2.41 百亿 | 2.3 百亿 | 1.94 百亿 | 2.31 百亿 | 2.26 百亿 |
| 归属于母公司所有者的综合收益总额 | 23992000000.0,22822000000.0,19279000000.0,22940000000.0,22473000000.0 | 2.4 百亿 | 2.28 百亿 | 1.93 百亿 | 2.29 百亿 | 2.25 百亿 |
| 归属于少数股东的综合收益总额 | 143000000.0,152000000.0,162000000.0,164000000.0,164000000.0 | 1.43 亿 | 1.52 亿 | 1.62 亿 | 1.64 亿 | 1.64 亿 |
| 基本每股收益 | 0.91,0.98,0.98,1.02,1.04 | 0.91 元 | 0.98 元 | 0.98 元 | 1.02 元 | 1.04 元 |
| 稀释每股收益 | 0.91,0.98,0.98,1.02,1.04 | 0.91 元 | 0.98 元 | 0.98 元 | 1.02 元 | 1.04 元 |
现金流量表
| 趋势 | 2018 | 2019 | 2020 | 2021 | 近12个月 | |
|---|---|---|---|---|---|---|
| 期初现金及现金等价物余额 | 189129000000.0,195813000000.0,186941000000.0,201123000000.0,236399000000.0 | 1.89 千亿 | 1.96 千亿 | 1.87 千亿 | 2.01 千亿 | 2.36 千亿 |
| 经营活动产生的现金流量净额 | 37167000000.0,20196000000.0,18977000000.0,-39561000000.0,-62890000000.0 | 3.72 百亿 | 2.02 百亿 | 1.9 百亿 | -3.96 百亿 | -6.29 百亿 |
| + 销售商品、提供劳务收到的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 收到的税费返还 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 客户存款和同业存放款项净增加额 | 179937000000.0,140398000000.0,142785000000.0,34624000000.0,78248000000.0 | 1.8 千亿 | 1.4 千亿 | 1.43 千亿 | 3.46 百亿 | 7.82 百亿 |
| + 向中央银行借款净增加额 | 10612000000.0,26353000000.0,31259000000.0,4551000000.0,6259000000.0 | 1.06 百亿 | 2.64 百亿 | 3.13 百亿 | 45.51 亿 | 62.59 亿 |
| + 向其他金融机构拆入资金净增加额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 收回已核销贷款 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 收取利息、手续费及佣金的现金 | 78301000000.0,92404000000.0,94545000000.0,100858000000.0,103060000000.0 | 7.83 百亿 | 9.24 百亿 | 9.45 百亿 | 1.01 千亿 | 1.03 千亿 |
| + 处置交易性金融资产净增加额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 回购业务资金净增加额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 收到原保险合同保费取得的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 收到再保业务现金净额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 保户储金及投资款净增加额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 收到其他与经营活动有关的现金 | 22111000000.0,43639000000.0,1957000000.0,9337000000.0,8779000000.0 | 2.21 百亿 | 4.36 百亿 | 19.57 亿 | 93.37 亿 | 87.79 亿 |
| => 经营活动现金流入小计 | 324756000000.0,337106000000.0,272931000000.0,200720000000.0,241981000000.0 | 3.25 千亿 | 3.37 千亿 | 2.73 千亿 | 2.01 千亿 | 2.42 千亿 |
| - 购买商品、接受劳务支付的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 支付给职工以及为职工支付的现金 | 6341000000.0,6432000000.0,6549000000.0,7769000000.0,8004000000.0 | 63.41 亿 | 64.32 亿 | 65.49 亿 | 77.69 亿 | 80.04 亿 |
| - 支付的各项税费 | 10615000000.0,11031000000.0,12835000000.0,12092000000.0,12275000000.0 | 1.06 百亿 | 1.1 百亿 | 1.28 百亿 | 1.21 百亿 | 1.23 百亿 |
| - 客户贷款及垫款净增加额 | 197864000000.0,198315000000.0,133555000000.0,122233000000.0,133185000000.0 | 1.98 千亿 | 1.98 千亿 | 1.34 千亿 | 1.22 千亿 | 1.33 千亿 |
| - 存放中央银行和同业款项净增加额 | 0.0,0.0,0.0,0.0,9997000000.0 | -- | -- | -- | -- | 99.97 亿 |
| - 拆出资金净增加额 | 10102000000.0,14387000000.0,30412000000.0,39557000000.0,0.0 | 1.01 百亿 | 1.44 百亿 | 3.04 百亿 | 3.96 百亿 | -- |
| - 支付手续费及佣金的现金 | 40149000000.0,45409000000.0,47253000000.0,45207000000.0,47414000000.0 | 4.01 百亿 | 4.54 百亿 | 4.73 百亿 | 4.52 百亿 | 4.74 百亿 |
| - 支付原保险合同赔付款项的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 支付再保业务现金净额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 支付保单红利的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 支付其他与经营活动有关的现金 | 22518000000.0,19500000000.0,22323000000.0,13423000000.0,33922000000.0 | 2.25 百亿 | 1.95 百亿 | 2.23 百亿 | 1.34 百亿 | 3.39 百亿 |
| => 经营活动现金流出小计 | 287589000000.0,316910000000.0,253954000000.0,240281000000.0,304871000000.0 | 2.88 千亿 | 3.17 千亿 | 2.54 千亿 | 2.4 千亿 | 3.05 千亿 |
| 投资活动产生的现金流量净额 | -12017000000.0,398000000.0,31873000000.0,36373000000.0,63965000000.0 | -1.2 百亿 | 3.98 亿 | 3.19 百亿 | 3.64 百亿 | 6.4 百亿 |
| + 收回投资收到的现金 | 352752000000.0,271238000000.0,327121000000.0,267989000000.0,255968000000.0 | 3.53 千亿 | 2.71 千亿 | 3.27 千亿 | 2.68 千亿 | 2.56 千亿 |
| + 取得投资收益收到的现金 | 39664000000.0,36183000000.0,35345000000.0,31837000000.0,32196000000.0 | 3.97 百亿 | 3.62 百亿 | 3.53 百亿 | 3.18 百亿 | 3.22 百亿 |
| + 处置固定资产、无形资产和其他长期资产收回的现金净额 | 11000000.0,8000000.0,26000000.0,82000000.0,47000000.0 | 0.11 亿 | 8.0 百万 | 0.26 亿 | 0.82 亿 | 0.47 亿 |
| + 处置子公司及其他营业单位收到的现金净额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 收到其他与投资活动有关的现金 | 92000000.0,102000000.0,84000000.0,72000000.0,72000000.0 | 0.92 亿 | 1.02 亿 | 0.84 亿 | 0.72 亿 | 0.72 亿 |
| => 投资活动现金流入小计 | 392519000000.0,307531000000.0,362576000000.0,299980000000.0,288283000000.0 | 3.93 千亿 | 3.08 千亿 | 3.63 千亿 | 3.0 千亿 | 2.88 千亿 |
| - 购建固定资产、无形资产和其他长期资产支付的现金 | 7034000000.0,5122000000.0,3886000000.0,1707000000.0,1915000000.0 | 70.34 亿 | 51.22 亿 | 38.86 亿 | 17.07 亿 | 19.15 亿 |
| - 投资支付的现金 | 397316000000.0,302011000000.0,326817000000.0,261900000000.0,222403000000.0 | 3.97 千亿 | 3.02 千亿 | 3.27 千亿 | 2.62 千亿 | 2.22 千亿 |
| - 取得子公司及其他营业单位支付的现金净额 | 186000000.0,0.0,0.0,0.0,0.0 | 1.86 亿 | -- | -- | -- | -- |
| - 质押贷款净增加额 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 支付其他与投资活动有关的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| => 投资活动现金流出小计 | 404536000000.0,307133000000.0,330703000000.0,263607000000.0,224318000000.0 | 4.05 千亿 | 3.07 千亿 | 3.31 千亿 | 2.64 千亿 | 2.24 千亿 |
| 筹资活动产生的现金流量净额 | -18203000000.0,-29664000000.0,-35893000000.0,40230000000.0,11647000000.0 | -1.82 百亿 | -2.97 百亿 | -3.59 百亿 | 4.02 百亿 | 1.16 百亿 |
| + 吸收投资收到的现金 | 0.0,0.0,0.0,59995000000.0,0.0 | -- | -- | -- | 6.0 百亿 | -- |
| + 子公司吸收少数股东投资收到的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 发行债券收到的现金 | 416766000000.0,310483000000.0,380946000000.0,364985000000.0,358429000000.0 | 4.17 千亿 | 3.1 千亿 | 3.81 千亿 | 3.65 千亿 | 3.58 千亿 |
| + 取得借款收到的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| + 收到其他与筹资活动有关的现金 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| => 筹资活动现金流入小计 | 416766000000.0,310483000000.0,380946000000.0,424980000000.0,418424000000.0 | 4.17 千亿 | 3.1 千亿 | 3.81 千亿 | 4.25 千亿 | 4.18 千亿 |
| - 偿还债务支付的现金 | 410814000000.0,318211000000.0,396077000000.0,370515000000.0,399072000000.0 | 4.11 千亿 | 3.18 千亿 | 3.96 千亿 | 3.71 千亿 | 3.99 千亿 |
| - 分配股利、利润或偿付利息支付的现金 | 24155000000.0,21936000000.0,20762000000.0,12787000000.0,6257000000.0 | 2.42 百亿 | 2.19 百亿 | 2.08 百亿 | 1.28 百亿 | 62.57 亿 |
| - 子公司支付给少数股东的股利、利润或偿付的利息 | 0.0,0.0,0.0,0.0,0.0 | -- | -- | -- | -- | -- |
| - 支付其他与筹资活动有关的现金 | 0.0,0.0,0.0,1448000000.0,0.0 | -- | -- | -- | 14.48 亿 | -- |
| => 筹资活动现金流出小计 | 434969000000.0,340147000000.0,416839000000.0,384750000000.0,406777000000.0 | 4.35 千亿 | 3.4 千亿 | 4.17 千亿 | 3.85 千亿 | 4.07 千亿 |
| 汇率变动对现金及现金等价物的影响 | 486000000.0,198000000.0,-775000000.0,-532000000.0,-552000000.0 | 4.86 亿 | 1.98 亿 | -7.75 亿 | -5.32 亿 | -5.52 亿 |
| = 现金及现金等价物净增加额 | 6684000000.0,-8872000000.0,14182000000.0,36510000000.0,12170000000.0 | 66.84 亿 | -88.72 亿 | 1.42 百亿 | 3.65 百亿 | 1.22 百亿 |
| 期末现金及现金等价物余额 | 195813000000.0,186941000000.0,201123000000.0,237633000000.0,248569000000.0 | 1.96 千亿 | 1.87 千亿 | 2.01 千亿 | 2.38 千亿 | 2.49 千亿 |
注：本页数据货币单位为人民币 | 反馈数据问题